This insurance can help defer the medical and non-medical expenses associated with cancer, heart attack or stroke.  Many of these plans offer a lump sum cash benefit, and the money is paid directly to you!

We understand that thinking about your final expenses may be difficult, but it is important to make arrangements.  

Your Li-Financial agent can provide guidance on the best plans available and make taking care of your loved ones easier - while providing you with a peace of mind. 

Just like any other major life decision, deciding on life insurance can be confusing and time consuming. 

Here at Li-J Financial we know that the most important decisions that you can make for your families future are the decisions that's made today and we are here to help! We offer whole life, universal and term life products - what meets your families' needs!

These plans are designed to help pay the costs of hospitalization and other costs, such as ambulance, emergency room and surgery.  With these plans, the benefit is paid directly to you!

Medicare alone leaves you with many gaps in coverage. This can make it challenging to budget for and predict your health care costs.  There are options available to help with these costs, such as Medicare Advantage Plans and Medicare Supplemental Plans.  Your Li-J Financial agent can help you navigate the options and choose the best plan for your individual needs. 

With a pre-need insurance policy you are able to negotiate your predetermined expenses of a funeral, cremation, or burial. You are able to select your own funeral arrangements so that your family will not have to negotiate costs later.